Individuals & Families

You may wonder what kind of clients we serve and if we can meet your needs. Whether due to their former CPA’s retirement or just wanting the convenience of a CPA that resides in their town, many of our clients come to us after having had a long-term relationship with a former CPA. We also help clients that have never worked with a CPA before. Below are some of the types of clients we serve. Not sure if you fit into any of these categories... give us a call to see if we can help!

Whether you’re just starting out in your chosen career or you’re well established in your field, it’s always nice to have a trusted CPA in your corner. It could be that you’re looking to diversify your retirement portfolio, or you’re just concerned about how new tax laws will affect your financial goals. No matter what your questions are, our team is here to guide you.

Some of the various services that our firm can offer you are:

Tax preparation and review – Let us help you minimize your tax burden as much as possible.

Retirement Planning – From a traditional 401k to a Roth IRA to alternative investment vehicles, we can help you make sure that your retirement is as good as it can be.




Once you’ve hit retirement, your need for financial advice and planning isn’t over. Some might argue that it’s just begun. As you begin to enjoy your retirement, you want to ensure that you are going to have the financial cushion to last as long as you need it to. Our team at Peacock and French is here to help you with the financial planning of your retirement. Things you might consider include:

  • Estate Planning – Depending on the size of the estate you’re going to leave behind, the tax burden on your dependents can be sizeable. There are ways we can help to reduce their tax obligation when the time comes.

  • Financial Planning – Managing your retirement means knowing how much income you can expect from your investments. Balancing your expenditures with your income means that you won’t be forced to come out of retirement.

  • Tax Preparation – Filing income tax returns doesn’t stop when you retire. Let us help you make sure you’re not only claiming all the applicable income, but also minimizing your tax burden as well.


Business Owners

No matter what sector your business is in, you face your own challenges when it comes to financial planning. Our firm works with businesses of all types. This includes Medical Practices, Construction Industry, Financial Service Providers, Retailers, Wholesalers, Service Industry and Professional Offices. No matter what sector you’re in, your accounting needs can be handled by our professional team of CPAs and support staff.

Among our numerous business services, we offer:

  • Financial Planning – The object of any business is growth and profit. Knowing how to get there can take help. Let us help you drill down into your business so you and your business have the tools to succeed.

  • Tax Preparation – Tax laws change constantly. What’s an acceptable deduction this year may not be the next. Our team keeps track of these changes so you don’t have to, ensuring that your business’s tax liability is minimized.

  • Statement Preparation – Whether you’re trying to attract new investors or need a business loan, we can take your files and turn them into an easy to read P&L and cash flow statements that will showcase your business as it was meant to be seen.



Non-Profit Organizations

Navigating the world of the non-profit organization is tricky. We’ve been providing audit and accounting services to not-for-profit organizations for more than 20 years. Audited financial statements have added benefits for clients far beyond their immediate compliance function. They bring credibility to your financial picture and communicate information in a way that makes data easier to find and understand.

With all our assurance services, we work hard to maintain high professional standards. Trust our team to guide you through the process so that you can focus on what really matters to you and your organization. We are dedicated to assisting your organization, recognizing that:

- You are mission driven and must operate efficiently in order to maximize delivery and utilization of your program services.

- Our goal to help you, your management team, and your board members maintain appropriate corporate governance, effective financial oversight, and accurate financial reporting.

- You count on us to help develop your knowledge of accounting and tax requirements, advanced business practices, and the latest developments in the nonprofit industry, including regulatory matters.

As your CPA, our goal is to be a trusted advisor, one who provides a full-range of services tailored to help you successfully navigate the complexities of your mission-critical activities. Please give us a call today to learn more about our firm and how we can help.


Trustees & Personal Representatives

If you’ve been appointed as a trustee, you may not know exactly what you’re supposed to be doing. The terms of the trust can be written in such terms that it’s difficult to understand what should happen and when. Our firm has training in fiduciary trust management. We can help with nearly any financial trust-related issue in addition to the following:

  • Accounting – Courts often require a full accounting of the trust at certain periods to ensure that the trust is being handled in the manner specified.

  • Tax Preparation – the rules governing trust income tax preparation are different from those involved in fiduciary trusts. Our firm knows all of the ins and outs involved with standard trusts as well as how to interpret the terms of the trust so that it remains in compliance.


Common Interest Realty Associations (CIRAs)

Working with Common Interest Realty Associations (CIRAs) requires a special knowledge. We have been working with CIRAs for more than 20 years. Our services include preparation of audited, reviewed or compiled financial statements. We will also prepare the required Federal and State income tax returns and the personal property return of the Association. We offer services to help you with the budgeting process or other financial needs of the Association.

Whether you have a question regarding reserves or tax issues, our years of service will allow us to provide you with all relevant information. We have experience with all of the following types of associations: 

  • - Condominium Associations
  • - Co-operatives
  • - Homeowners Associations
  • - Commercial Associations


When to Contact your CPA

Our office is open throughout the year, not just during tax season.  Having a CPA on your team is an asset that can make your financial life easier. Don’t hesitate to call us with any questions, especially if something in your life has changed.

Below are some examples of when you should contact your team at Peacock & French:

  • Sale/Purchase of home or investment property – Whether you’re buying or selling property, there will be an impact on your financial situation. Let us advise you on the impacts to you, so you can make a fully informed decision.

  • Major Life Events –Whether it’s the birth or the death, of a loved one, we are ready to help navigate the financial impact on you.

  • Marital Status – When changes in your life occur, you should carefully examine the impact this change will have on your financial situation.  We are available to discuss your concerns.

  • Retirement – Whether setting money aside for retirement and questioning which retirement vehicle (IRA, Roth IRA or SEP) is best in your circumstances or whether you are retiring and need tax assistance, or whether you are wondering when to start your required minimum distributions, we have the knowledge and experience to help you with these decisions.

  • Purchasing vs Financing – Wondering whether it is better to pay for a major purchase or finance it? Is it better to pay off your home or keep the money invested?  We can review your situation and suggest the solution that is most beneficial for you.

  • Depreciation Deductions – Want to know how much of a depreciation deduction you will get before making a large purchase – give us a call.